Home » Private Money Loan Terms

Private Money Loan Terms

LOAN TERMS Private Money Loan Terms

Our Typical Private Money Loan Terms

  • We lend on properties in Houston, Dallas, Fort Worth, San Antonio, Austin and surrounding major metro areas.
  • Our first position loans are typically 10% – 14% (interest only), with points paid on the back-end. By collecting the points at time of sale, the borrower can pay the points from the sales proceeds and not out of pocket at loan origination.
  • Monthly interest-only payments.
  • We often can include the purchase price, rehab cost, interest payments, carrying cost/closing cost in the loan amount.
  • The rates for our Gap Funding Loans and Transactional Funding Loans are determined on a case by case basis.
  • With our flexible loan structure, we strive to minimize the borrowers out of pocket cost.
  • Our loans typically are written with a 12 month term.
  • No pre-payment penalty.


Have a property that needs quick funding? Contact Us today to get started!